USHEALTH group for some time was known as Ascent Assurance Inc. In 2005, the current name, USHEALTH was coined. It was founded in the year 1982 and is based in Fort Worth, Texas. The group has two sub-branches; Freedom Life Insurance Company of America and National Foundation Life Insurance. Through these sub-branches, the group can go above and beyond to provide insurance services of a wide range to cater for all kinds of people. The target market is the average American citizen, working class or not.
Majorly, the group provides for insurance of health and provision of additional products to owners of small and start-up businesses and also those who are self-employed. USHEALTH Group offers medical coverage in situations where one suffers from a severe illness or specific terminal illness and coverage for individuals. It also covers for dental care and provides coverage where accidents have occurred. The group insures those who wish to renew or change term coverage to life-term coverage and ensures fixed security and protection against loss of medical insurance by its members. The customers are, therefore, able to enjoy flexible, pocket-friendly and reliable insurance services.
One may wonder how exactly the group is able to achieve all this right? Well USHEALTH group has a group of advisors working under an arm known as USHEALTH Advisors. This arm mainly deals with marketing which is done through hired agents. However, it is of importance to note that despite marketing, the agents also ensure that the diverse needs of its members are met with satisfaction, regardless of any changes in medical care costs. These agents are usually carefully trained and certified before they are allowed to act on behalf of the company. In addition, members are able to enjoy quick and prompt responses to questions they may have as there is an efficient communications team in place. In fact, USHEALTH group was listed among the top 50 North American Call Centers in 2013 because of their outstanding customer care service.
USHEALTH Group also avails the Preferred Provider Organization (PPO) benefits to its members. This is mainly because the group believes that its members should enjoy the ability to choose. That most definitely, is freedom. With this option, members can choose their preferred doctor, hospital or facility, in their location of choice. They are also at will to select the plan that suits or rather the product they desire, and their own choice of funding. This has been made possible since USHEALTH partnered with Cigna. Cigna is a company that crafts programmes and benefits for various organizations.
When choosing between term life insurance and permanent life insurance there are a number of factors that play into which one is better for your particular needs. There’s some guidelines to consider when making this important choice.
Term life insurance is a great choice for those who need insurance for a specific amount of time. For example, some people just need life insurance until they no longer have others depending on their income, such as their children. They could just need life insurance until their child is out of college, for example. Follow freedom life insurance on facebook.
One of the best things about term policies is that they are the least expensive type of life insurance to get. Another reason to choose a term life policy is due to this very fact. If you need a large amount of life insurance but your budget for this type of policy is limited you get more bang for your buck by choosing this type of policy since they are the least expensive.
A permanent life insurance policy is more expensive but it lasts forever no matter how old you get. It also can help you save money as it builds cash value. This money grows on a tax-deferred basis and can also be borrowed against. Additionally, you can use these savings to pay the monthly premiums when you need to do so in a pinch.
A great company to talk to when you need a life insurance policy is Freedom Life Insurance, a company headquartered in Fort Worth, Texas. Their policies are sold in USHEALTH Advisors offices across the country. This is a privately held company that was established in 1956 and it is a subsidiary of USHEALTH Group, Inc.
The life insurance policies underwritten by Freedom Life Insurance give policyholders peace of mind that if something happens to them their family members are protected. They will have the money they need to live on and take care of financial needs such as their child’s college education. The beneficiaries of Freedom Life Insurance policies don’t have to pay federal taxes on what they receive and the policies are economical which monthly payments between $10 and $50.
USHEALTH Advisors is a highly recommended and reliable in health insurance industry that provides excellent advice and guidance to its customers over the past years and has a positive track record. Before you choose the best insurance company, it is important to do a thorough research so that you can get the right insurance cover. It is advisable to work with top rated insurance advisors and insurance firms.
This is where USHEALTH Advisor Group comes in. They strive to ensure that customers are completely satisfied with the insurance coverage they are presented with by various insurance firms. They are located in Dallas, Texas and have an experience of more than 35 years in the healthcare industry.
USHEALTH Advisors promote various health insurance plans for self-employed and working individuals. The group mainly target entrepreneurs and business persons who are very serious about having quality health coverage. The rates of USHEALTH Advisors are very affordable and are designed to be completely flexible. Some of the plans that are provided by the group will allow one to go directly to their healthcare facility in the local network to receive medical care.
Whether one is looking for coverage that is available for everyday expenses or the correct plan for severe medical conditions, USHEALTH Advisors provides a wide range of health care plans that you can easily select it from. They will also offer you clear guidelines on how to make informed decisions that you will not regret it later.
The group has many avenues for communication, and their sales force are updated on the new developments and also encourages ideas to flow freely. They provide to their client’s incentives and exciting bonuses and can also be maintained through regular submissions of the daily operations. USHEALTH Advisors also appreciate the work of their sale representatives towards success of the company. Read more:https://www.indeed.com/cmp/Usha/reviews
For both everyday medical expense and emergency medical insurance, UShealth Advisors provides an extensive list of affordable and effective insurance plans from a database of motivated licensed agents to those consumers looking for the most affordable health insurance coverage. With the high cost of medical visits in the United States today, USHealth Advisors is an absolutely vital source, providing diverse health benefits, assurance stability within families. And, with the privilege to tailor specific health insurance needs to family’s unique cases, UShealth Advisors has conveniently granted families the advantage of having a better peace of mind when it comes to health insurance.
Applying for a career with USHealth Advisor is a lucrative approach, as most of the market that you’d be serving agrees that insurance is a high yield investment. If a concerning medical condition is prevalent in a consumer, this concern increases the investment worth, causing consumers a higher consideration rate of a sales agent’s proposal, especially if consumers are to pay less for a higher substantial amount of options. Many clients will always consider discounted insurance that provides the greater benefits, especially from a business that has a prestigious name and extensive experience, like UShealth Advisors who have been in business for over 10 years now.
US Health Advisors offers their agents a decent salary expectation. On average, agents can expect to earn $71,044 per year and up to $200,000 per year as a business owner. That’s a pleasant amount of money for an agent, and due to the market of health insurance being as large as it is, the harder you work and the amount of time put in, the more money that you will make. And with an A+ rating with the Better Business Bureau to back you up, your reputation and trust gained in your client is higher, increasing your closing percentages drastically.
In addition, unlike other health insurance businesses of this model, USHealth Advisors provides agents with quality pre-qualified leads of consumers who are currently and actively in the market for health insurance. This gives reps a greater chance at succeeding at the strategic plans of USHealth Advisors. With a database of over 4 million health insurance leads, reps are definitely adequate and granted a higher chance at a great future with USHealth Advisors.
Visit any one of our southern offices today: Orlando Florida; Delray, Florida; Grapevine Texas; Dallas, Texas; Mooresville, NC; Nashville, Tennesse and many other southern locations, or call our Ft Worth, Texas headquarters at: (817) 878-3303. We would love to have you onboard!
Troy McQuagge, the CEO of USHEALTH Group, Inc. was announced as the Gold Winner of the year in the outstanding One Planet Awards. The sought-after One Planet Awards is a world head respects program that distinctions expert and business perfection in every industry over the globe. Organizations around the world are entitled to present their nominations fusing private and public, non-profit and revenue driven, smallest to most prominent and also new businesses.
McQuagge made his way into the USHEALTH Group in 2010 and immediately began the work of changing the organization by re-organizing its constrained dispersion group, USHEALTH Advisors. Troy’s prosperity with re-building Advisors prompted his race as the CEO and President of USHEALTH Group in 2014. In his residency, the USHEALTH Group has enrolled unparalleled achievement, profitability, and development in the to a high degree competitive individual medical coverage commercial center.
Mr. McQuagge said that it was a significant privilege for One Planet Awards to recognize him. He acknowledged that the award belonged to everyone at his company citing that it was an indication of the company’s relentless dedication to solving the affordability issue in healthcare to provide their customers with an imaginative scope that can become together with their medical insurance. One Planet Awards honors forms for their business and professional greatness. The program gives the honors in segments and classifications which consolidate officials, gatherings, administrations and items, PR, Corporate Communications and Marketing, and partnerships over the world.
USHEALTH Group is an insurance holding firm situated in Ft. Worth, TX. It, for the most part, concentrates on conveying present day wellbeing scope for independent ventures and independently employed people. The target of USHEALTH is to combine the gifts and capacities of its workers and operators to market gainful and aggressive protection items, even as they give particular client benefit in every part of the operations of the organization.
Mr. Troy graduated with a B.A. degree in 1983 from the University of Central Florida. He began his career in the same year with the Allstate Insurance Company. In 1995, he became a member of Student Insurance Division of UICI. McQuagge got an appointment as the President of the UGA protection office of UICI in 1997. During his tenure, UGA established many single year records deals. Read more: https://www.slideshare.net/USHealthGroupNews/us-health-news
It is important to choose the right type of life insurance policy to suit your needs. It is also important to choose a good insurance company like Freedom Life Insurance. Here is a bit of information to help you narrow down what options are best for you.
Term Life Insurance
Term life insurance is perfect for someone who needs covered for a specific period of time. This type allows you to match the length of time you need covered with the length of the policy. You are able to get a large amount of life insurance on a limited budget. This policy will only pay out if you die during the set term of the policy. At the end of the term your coverage will stop unless you renew your policy or purchase a new one. You will not build any equity with this type of policy.
Make sure to look into convertible term policies that allow you to convert the policy into permanent life insurance without needing a medical exam but with higher premiums. When you are younger the premiums will be lower than when you are older and your premiums will likely increase when you renew the policy.
Permanent Life Insurance
Freedom Life Insurance offers permanent policies that pay out when you die. This type of policy allows you to accumulate money that can be borrowed against for many different purposes. This can help you pay your premiums if you can’t pay them otherwise. It is easy to borrow from these funds even with bad credit. Collateral for this loan is your death benefit. If you die before repaying the loan, then your insurance company will collect what’s due before distributing to your beneficiary.
Premiums for permanent policies are usually higher than term insurance policies. Your premium for a permanent policy will remain the same while term policies will likely increase each time you renew it.
Different permanent policies are available from Freedom Life Insurance. Hopefully this information will help you when choosing your next policy.
USHEALTH Group, Inc. is an insurance company that is based in Fort Worth, Texas. The company focuses on the provision of innovative health coverage for persons that are self-employed and good owners of small businesses. The company aspires to be the America’s trusted choice for healthcare. In basic terms, USHEALTH Group has a family of enterprises and together give specified sickness, accidents as well as disability insurances to its customers.
USHEALTH Group has been pleased to serve over 15 million customers with plans for over 50 years collectively. The group has achieved all these through its insurance companies. The products that the company offers are worthwhile. Regarding diseases that are specified and accident coverage, USHEALTH Group family of enterprises acknowledges the existence of different needs for every customer.
The company in a great way believe in choice and that the client value the variety of options that are provided because they choose the most appropriate protection. The company has thus developed a portfolio of coverages that encourage customer choice. The products in their nature are designed to ensure the USHEALTH Group family of businesses qualify to tackle the needs of each client uniquely.
The company offers a portfolio of creative products that give first dollar welfare for covered services and a considerable network discount, for those clients that either has a limited budget or have a concern over satisfying a high yearly deductible prior they receive any advantage from the insurance plan.
Supposing that a client wants the security of a more simple coverage approach and can afford the cost sharing, USHEALTH Group family of companies gives welcome solutions that are reliable, flexible, and affordable through the different section that is specified for sickness and accident plan.
For any health coverage that the clients choose, the company gladly help its customers boost their protection with its full line of additional products that include specified disease, accidents, critical illness, income protector, dental plans, short term accident disability income, vision plans as well as term life insurance.
USHEALTH Group family of companies differentiates itself from other businesses in the market by creating relationships with clients that are long-term.