How much do you believe in your ideas? Do you believe in your innovations so much that you would take out $10 million in loans using all of your family’s property as collateral? That’s exactly what a young David Zalik did after finding success in college. The reclusive founder of GreenSky Credit has a crazy story of gambling his entire family’s real estate fortune on a simple idea.
Where It All Began
I stumbled into David’s story on Wikipedia. I then found more information on Forbes. The native Georgian likes to stay out of the limelight and even wears tattered hats and clothing. He keeps his billion-dollar company rather secret in a hard-to-find Atlanta office where they do some of the most amazing and simple work you could imagine.
David, like his father, was a math prodigy. His high school sent him to Auburn University at the age of 14 where he began to refurbish computers. He sold these computers to other students and his company quickly took off. He even started producing software.
Rise To Financial Fame
The founder of GreenSky Credit dropped out of college because he found so much success early on. Oddly enough, he did not graduate from high school or college before amassing his fortune. He started GreenSky Credit with $10 million in loans that he procured using his family’s Atlanta properties.
GreenSky Credit essentially makes a smartphone app. The app is designed for homeowners who want home improvements. The homeowner simply uploads a picture of their driver’s license to the app in order to automatically fill out the application for a loan. After providing a Social Security number and consent for a credit check, the homeowner clicks “Apply” to get a decision in seconds.
All Profit, No Risk
GreenSky Credit takes the loan to the bank which assumes the risk. The company then gets kickbacks from the contractors and the bank. Everyone is happy while GreenSky Credit profits with no further responsibility. And founder David Zalik has stayed away from outside investors as he’s accumulated over $2.5 billion in wealth.
Jason Hope, an entrepreneur and philanthropist from Arizona, is well-known for his love towards technology, and he carefully watches all the developments in technology ecosystem. Interestingly, he is an investor in futuristic technologies and trends, and industry experts call him as a futurist. Jason says that during the initial days, he was largely betting on mobile communication technology as it has potential to reach everyone’s hand. He still sees room for growth in the case of mobile technology but does not expect and swift growth what people saw in the initial years. Jason sees mobile communication technology with greater respect as it could create a great revolution in the market and paved ways for other technologies as well.
Jason sees great prospects for Internet of the Things or IoT. IoT is a technology that links all the devices, including appliances and vehicles, over the internet and gives the option to communicate each other. Jason says that the technology can significantly leverage businesses in their operations to achieve better efficiency. Additionally, it removes wastage of resources and energy through its smart technology. Jason points out that the technology has significantly improved the efficiency of public transportation in the recent years.
Hope predicts that IoT can become biggest tech revolution in the coming years. While the technology is a convenient option for many people now, it would become an essential technology for everyone in the coming years. He also reminds that most of the tech majors have started investing in the technology betting on its prospects. While many believe that IoT is only useful in cities, Jason has a different opinion. He says that it can help rural population significantly with GPS tracking of various accidents, emergency responses, and more.
Hope also thinks that biotechnology can significantly help people by providing more effective treatment solutions, preventive medication, improving the quality of life, and more. He understands that investing in healthcare is supporting community. Hope is a major contributor to SENS – a biotechnology company working on medical advancements including quality of life. SENS foundation is working on the anti-aging process as he believes it can significantly reduce the struggles of Parkinson’s and Alzheimer’s patients. Jason believes that accurate drug usage at the cellular level can reverse the aging. For more info about us: https://www.facebook.com/public/Jason-Hope click here.
Jason Hope completed his graduation in Finance from Arizona State University and secured his MBA from W.P. Carey School of Business. He focuses on investments in future technologies, biotechnology, and startups. Hope is also involved in a number of philanthropic initiatives and community support services. He is mentoring the high school students in Scottsdale for designing grant programs for millionaires. According to him, the entrepreneurs should not focus on too many things and lose their competency in everything.
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